Index Funds

🔍 What to Look For

💡 Pro Tip

If you prefer flexibility and the ability to trade throughout the day, ETFs like VOO, IVV, or SPY are excellent choices. If you’re investing through a retirement account or prefer automatic contributions, mutual funds like FXAIX, SWPPX, or VFIAX may be better suited.

Highly Recommended S&P 500 Index Funds – October 2025

Top Picks with YTD and 5-Year Performance
Fund Company Fund Name Expense Ratio Minimum Investment YTD Return 5-Year Cumulative Return Key Features
Fidelity Fidelity 500 Index Fund (FXAIX) 0.015% None 15.73% 76.5% Lowest fee, excellent tracking, ideal for beginners
Schwab Schwab S&P 500 Index Fund (SWPPX) 0.02% None 15.32% 76.3% Low cost, strong performance, easy access
Vanguard Vanguard 500 Index Fund Admiral Shares (VFIAX) 0.04% $3,000 15.28% 76.4% Trusted brand, consistent returns, slightly higher minimum
Vanguard Vanguard S&P 500 ETF (VOO) 0.03% One share (~$615) 15.67% 76.4% ETF version, trades like a stock, flexible entry
BlackRock iShares Core S&P 500 ETF (IVV) 0.03% One share 15.71% 76.4% Strong performance, backed by BlackRock
State Street SPDR S&P 500 ETF Trust (SPY) 0.095% One share 15.60% 76.2% Oldest and most liquid ETF, slightly higher fee